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Citi · Credit cards

Citi Double Cash Card

Straightforward no-annual-fee cash back card delivering 2% total on every purchase (1% when you buy, 1% when you pay).

Annual fee

$0/yr

10 attributes tracked

Catalog as of September 1, 2026

Not financial advice. Annual fees, APRs, bonuses and credits change. Confirm current terms with the issuer before you apply.

Annual fee

$0 (No annual fee)

Rewards rate

2% cash back (1% when you buy + 1% as you pay off purchases)

What it does well

  • Effective 2% flat cash back with no category tracking or spending caps
  • No annual fee
  • Earns transferable Citi ThankYou points convertible to cash back or travel

Where it gives ground

  • 3% foreign transaction fee makes it poor for international travel
  • No built-in travel perks or insurance protections

Compare it head to head

The fastest way to decide is against the product you are actually cross shopping. Showing 4 of 15 published matchups.

Credit cards9 differing specs

American Express Gold Card

$325/yr

Citi Double Cash Card

$0/yr

Evenly split on rankable specs, so price and taste decide it.

See the breakdown
Credit cards10 differing specs

The Platinum Card from American Express

$695/yr

Citi Double Cash Card

$0/yr

American Express leads on 3 of 5 rankable specs, but Citi saves $695 a year.

See the breakdown
Credit cards10 differing specs

Capital One Venture X Rewards

$395/yr

Citi Double Cash Card

$0/yr

Capital One leads on 3 of 5 rankable specs, but Citi saves $395 a year.

See the breakdown
Credit cards6 differing specs

Chase Freedom Unlimited

$0/yr

Citi Double Cash Card

$0/yr

Chase leads on 2 of 3 rankable specs.

See the breakdown

Full specifications

Fees & Rates

Annual fee
$0 (No annual fee)
Regular APR
19.24% – 29.24% Variable APR
Foreign transaction fee
3% of each transaction in U.S. dollars
Late fee
Up to $41

Rewards & Perks

Rewards rate
2% cash back (1% when you buy + 1% as you pay off purchases)
Sign-up bonus
$200 cash back (20,000 ThankYou points) after spending $1,500 in first 6 months
Intro APR offer
0% intro APR for 18 months on Balance Transfers (then standard variable APR)
Lounge access
No

Card Details

Credit neededOur summary
Good to Excellent (670–850)
Network
Mastercard
Card figures are from issuer materials and go stale. Credit-needed bands are our summary.Official Citi Double Cash Card terms (opens in a new tab)

Credit-card figures are from issuer materials and go stale. This is not an offer to lend, not financial advice, and not a recommendation to apply. Verify every fee, APR, bonus and credit on the issuer's site.

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Frequently asked

How much does Citi Double Cash Card cost?

Citi Double Cash Card has an annual fee of $0/yr (catalog snapshot as of 2026-09-01). This is based on published issuer terms and is not a live financial offer.

What are Citi Double Cash Card’s key specs?

Key specifications for Citi Double Cash Card include annual fee ($0 (No annual fee)) and rewards rate (2% cash back (1% when you buy + 1% as you pay off purchases)).

What does Citi Double Cash Card compare against?

Citi Double Cash Card is compared head to head against American Express Gold Card vs Citi Double Cash Card, The Platinum Card from American Express vs Citi Double Cash Card, Capital One Venture X Rewards vs Citi Double Cash Card, Chase Freedom Unlimited vs Citi Double Cash Card, Chase Sapphire Preferred Card vs Citi Double Cash Card, and Citi Double Cash Card vs Blue Cash Everyday Card from American Express.